R300 Payday Loan to R2000. As a responsible lender, we want our clients to be sure they can afford to repay any credit without any negative impact to their financial position. Therefore, we limit first-time customers to a maximum of R1000 subject to affordability and our credit criteria. For repeat clients we may allow a payday loan up to R2000 should it prove affordable and based on an excellent borrowing history with us.