24/7 payday loans South Africa. Short-term cash loans or payday loans are typically for unexpected expenses or emergencies when you feel that your wallet is a little tight and you do not know where to turn. Often there are times where we have to borrow a small amount of cash just to make our budget balance, to make sure we have enough to get us through the month. This is where payday cash loans are good and can provide a much-needed credit line.